Financing

Finding a lender…the mortgage process…what happens after closing….. these are just a few of the topics we will cover in this section.

As always, if you have a question and you don’t see it answered here, let us know. We’ll be happy to post the information you need.

30 Year Fixed Rate Comparison – WOW!

May 3, 2012 Buyers

Here’s a great visual showing exactly how far the interest rates have dropped for 30 year fixed rate mortgages. This is a national average, but we are seeing the same thing here in central NJ. Real estate can be a great investment to add to your portfolio, and if you’ve been waiting to see how …

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FHA Announces an Increase in Mortgage Fees

March 1, 2012 Financing

The Federal Housing Administration (FHA) announced on Monday that it would be increasing two of the fees associated with FHA backed mortgages. The upfront mortgage premium and the annual mortgage insurance premium will increase effective April 1st of this year. The increase in fees will

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Get Pre-Approved today!

February 24, 2012 Financing

Stand out from the crowd of other buyers. A pre-approval from a reputable lender sets you apart and is stronger than a pre-qualification. Here’s a video from Aret Kalayjian, our preferred lender from First Niagara Bank.

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Finding a lender

December 23, 2011 Buyers

Congratulations! You’ve decided to purchase your own home. This was probably a difficult decision to make, and the fun of searching for your new nest is about to begin! Before you head out to your first open house, you will need to find a key member of your home buying team: your lender.

You will …

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